1. Acknowledgment

These are the Terms and Conditions governing the use of this Service and the agreement that operates between You and the Company. These Terms and Conditions set out the rights and obligations of all users regarding the use of the Service.

Your access to and use of the Service is conditioned on Your acceptance of and compliance with these Terms and Conditions. These Terms and Conditions apply to all visitors, users and others who access or use the Service.

By accessing or using the Service You agree to be bound by these Terms and Conditions. If You disagree with any part of these Terms and Conditions then You may not access the Service.

You represent that you are over the age of 18. The Company does not permit those under 18 to use the Service.

Your access to and use of the Service is also conditioned on Your acceptance of and compliance with the Privacy Policy of Florida Tax Investors™. Our Privacy Policy outlines how we collect, use, and disclose Your personal information, as well as Your rights under applicable data protection laws. By using our Service, You consent to the collection and use of information in accordance with our Privacy Policy.

To review our full Privacy Policy, please see the section further down this page.

2. Consumer Protection & Data Privacy

We are committed to protecting your personal data in compliance with applicable privacy laws, including the General Data Protection Regulation (GDPR) for EU/EEA residents and the California Consumer Privacy Act (CCPA) for California residents.

• GDPR: If you are an EU/EEA resident, you have rights regarding access, correction, deletion, and portability of your data. Our lawful bases for processing include consent, contract performance, and legitimate business interests.

• CCPA: If you are a California resident, you have rights regarding data access, deletion, and opting out of data sales (if applicable).

For a detailed explanation of your privacy rights, data collection practices, and how to exercise your rights, please refer to our full Privacy Policy below.

3. Intellectual Property & License to Use Content

Ownership of Content

All content available on this website, including but not limited to text, graphics, images, videos, PDFs, templates, courses, software, and tools (collectively, the "Content"), is owned by Florida Tax Investors™ or licensed to us. This Content is protected under applicable copyright, trademark, and intellectual property laws.

License to Use Content

By purchasing, downloading, or accessing any Content from Florida Tax Investors™, you are granted a limited, non-exclusive, non-transferable, revocable license to use the Content for personal or internal business purposes only. This license does not transfer any ownership rights to you.

Restrictions on Use

Unless expressly authorized in writing by Florida Tax Investors™, you may not:

• Reproduce, modify, distribute, sell, rent, lease, sublicense, or publicly display any Content.

• Share, resell, or redistribute the Content to third parties.

• Use the Content for any commercial purpose beyond your personal or internal business use.
• Remove or alter any copyright, trademark, or proprietary notices on the Content.

Violations & Consequences

Any unauthorized use of our Content constitutes a violation of these Terms and may result in:

• Immediate account termination without refund.
• Legal action, including claims for damages, injunctive relief, and other remedies as permitted by law.

If you wish to use any Content beyond the scope of this license, please contact [email protected]

to request written permission.

4. Links to Other Websites

Our Service may contain links to third-party websites or services that are not owned or controlled by Florida Tax Investors™.

Florida Tax Investors™ has no control over and assumes no responsibility for the content, privacy policies, or practices of any third-party websites or services. You acknowledge and agree that Florida Tax Investors™ is not responsible or liable, directly or indirectly, for any damage or loss caused by your use of or reliance on any content, goods, or services available through such third-party websites.

We strongly encourage you to review the terms and conditions and privacy policies of any third-party websites or services before using them.

5. Fees and Payments

Florida Tax Investors™ members can elect to upgrade their account to a level that requires payment (including to a PREMIUM, PRO, or Plus account) or to purchase another subscription service offered by Florida Tax Investors™ such as advertising in our Hard Money Lender Directory, where members are charged a subscription fee for the use of certain services. Florida Tax Investors™ reserves the right to change the fees at any time, upon notice to you. By registering for a paid account level, or other subscription service, you agree to pay Florida Tax Investors™ the fees for the services applicable to the account level or subscription service chosen. For any upgrade in plan level or subscription service, the credit card or other accepted payment method that you most recently provided will automatically be charged the new rate immediately upon such upgrade.

All fees shall be paid in advance and are non-refundable. Except as otherwise expressly provided herein, there will be no refunds or credits for partial months of service, upgrade/downgrade refunds, refunds for accounts that have had access to this Site or particular services restricted, refunds for accounts that have had upgrades canceled for any reason including violations of these Terms of Use, or refunds for months unused. However, if a user upgrades and cancels within 24 hours without using the upgraded services offered to members with a paid subscription, we will offer a full refund of the fees paid by such user for the upgrade minus any applicable cancellation fees.

We reserve the right to deactivate your access to this Site or our services for your failure to pay applicable fees or for your violation of these Terms of Use. If you provide us with a credit card or other accepted payment method that expires during the term of these Terms of Use, we reserve the right to charge any renewal card or other accepted payment method or account issued to you as a replacement therefor. You agree to promptly pay Florida Tax Investors™ in the event of any refusal of your credit card issuer or other accepted payment method provider to pay any amount payable by you to Florida Tax Investors™ for any reason. You agree to pay all costs of collection, including attorneys’ fees and costs, on any outstanding balance of yours. In the event you fail to pay any amount when due, Florida Tax Investors™ may immediately suspend or terminate your access to this Site or any or all of our services.

6. Refund, Cancellation, and Termination Policy

Online Courses Refund Policy

Florida Tax Investors™ offers a 7-day refund policy for online courses, provided that the user has not accessed more than 10% of the course material. To request a refund, you must:

I. Email [email protected] with the subject line "REFUND" within 7 days of purchase.

II. Include your name, registered email address, and reason for cancellation.

III. Refunds will be processed within 30 business days and issued through the original payment method only.

If more than 10% of the course content has been accessed, the purchase is considered final and non-refundable.

Refund Policy for Other Digital Products (PDFs, Templates, Reports, etc.)

All digital downloads, including PDFs, templates, investment analysis tools, and reports, are considered final sale and non-refundable once purchased and accessed. Due to the nature of digital goods, we do not offer refunds or exchanges on these items.

If you experience technical issues preventing you from accessing your purchased digital content, please contact [email protected], and we will assist in resolving the issue.

Subscription & Membership Cancellations

For users enrolled in a paid subscription or membership service, the following policies apply:

• Cancellation Requests: Cancellations must be requested at least 30 days before the renewal date to avoid being charged for the next billing cycle.

• How to Cancel: Send an email to [email protected] with the subject line "CANCEL" and include your registered name and email address.

Refunds are not provided for partial months or unused time within an active billing period. However, access to premium features will remain available until the end of the current billing cycle.

• Non-Refundable Digital Content: If a subscription includes digital products such as exclusive reports, templates, or training materials, these items are non-refundable once accessed.

If you do not cancel your Trial Subscription before the Trial Period expires, your credit card or other accepted payment method will be charged for the applicable Subscription fees as outlined in the Promotional or Trial Period Pricing section.

Florida Tax Investors™ reserves the right to cancel any Trial or Subscription at its discretion. If a cancellation occurs due to a violation of the Terms of Use, it will take immediate effect, and users will not be entitled to a refund.

Exceptional Refund Considerations

In rare cases where a refund is granted outside of the standard policies (such as duplicate charges or documented billing errors), the refund will be issued minus any applicable processing or cancellation fees.

Termination of Access

Florida Tax Investors™ reserves the right to terminate or suspend your access immediately, without prior notice or liability, for any reason, including but not limited to:

• Violation of these Terms and Conditions

• Failure to comply with intellectual property restrictions

• Abuse, fraudulent activity, or misuse of our website, services, or community resources

Upon termination, your right to use the Service will cease immediately, and no refunds will be issued for any remaining access.

By purchasing any course, digital product, or subscription from Florida Tax Investors™, you acknowledge and agree to this Refund, Cancellation, and Termination Policy.

7. Chargeback & Payment Dispute Policy

By making a purchase through Florida Tax Investors™, you agree to abide by our Fees & Payments and Refund & Cancellation Policies. We are committed to resolving any billing issues and encourage you to contact us at [email protected] before initiating a chargeback or payment dispute with your financial institution.

Fraudulent or Unwarranted Chargebacks

• If a chargeback is initiated without first contacting us for resolution, we reserve the right to:

○ Immediately revoke access to any purchased products, courses, or membership services.

○ Permanently terminate your account and restrict future access to our website and services.

○ Pursue legal action and seek reimbursement for fees, losses, and administrative costs associated with the dispute.

• If a chargeback is determined to be fraudulent or unwarranted, you may be held financially responsible for any associated chargeback fees, collection costs, and legal expenses.

Dispute Resolution Process

• If you believe you were charged incorrectly, contact us first at [email protected] with the subject line "Billing Dispute" and provide the following:

○ Your name and email associated with the purchase

○ The transaction date and amount

○ A detailed explanation of the issue

• We will investigate your claim and provide a resolution within 7-10 business days.

By making a purchase on our website, you acknowledge and agree that initiating a chargeback without first attempting to resolve the issue with Florida Tax Investors™ may be considered a violation of our Terms and Conditions.

8. Subscription, Trials & Automatic Renewals

Trials & Promotional Pricing

Florida Tax Investors™ may offer free or discounted trial periods ("Trial Periods") for certain subscriptions or services. If you sign up for a Trial, it will automatically convert into a paid subscription at the end of the Trial Period unless you cancel before the Trial expires.

• The duration and terms of any Trial Period will be specified in the offer details.

• To avoid being charged, you must cancel before the last day of the Trial Period by following the instructions in the Cancellation section below.

• Unless otherwise stated, promotional pricing applies only to the initial Trial Period. Any renewals will be charged at the standard subscription rate then in effect.

• Users may not create multiple accounts to take advantage of multiple trial offers.

Subscription Plans & Automatic Renewals

If you purchase a paid subscription (including BUSINESS, PREMIUM, PRO, Plus, or any other recurring service), the following terms apply:

• Your subscription will continue for the selected term (e.g., monthly, annually) and will automatically renew for the same duration at the rates in effect at the time of renewal.

• Your payment method will be charged automatically at the beginning of each renewal period unless you cancel at least 30 days prior to the next billing cycle.

• Users will receive a notification via the email address on file at least 30 days before any price adjustment.

• If you do not accept changes in pricing, you must cancel before the next renewal period. Continued use of the service after price changes take effect constitutes acceptance of the new pricing.

How to Cancel Your Subscription

To cancel your Trial or Subscription, you must:

I. Email [email protected] with "CANCEL" in the subject line.

II. Include your registered name and email address.

III. Ensure your cancellation request is made at least 30 days before your renewal date to avoid future charges.

Note: Florida Tax Investors™ does not provide refunds for unused time, partial subscription periods, or failure to cancel before renewal.

By purchasing a subscription, you acknowledge and agree to these Subscription, Trials & Automatic Renewal terms.

9. Acceptable Use Policy

To maintain a safe and professional environment, Florida Tax Investors™ enforces this Acceptable Use Policy (AUP) for all users of its website and services. By using our services, you agree not to:

I. Prohibited Conduct

Illegal or Fraudulent Activity

• Engage in any unlawful activity, including fraud, tax evasion, or deceptive financial practices.

• Use our services for money laundering, Ponzi schemes, or financial fraud.

Hacking, Security Violations & Disruptive Behavior

• Attempt to hack, scrape, or bypass security measures on our website.

• Disrupt, interfere with, or attempt unauthorized access to our servers, networks, or databases.

• Introduce malware, viruses, or harmful scripts that compromise security.

Intellectual Property Violations

• Republish, resell, or distribute our digital products, tools, or content without authorization.

• Copy, modify, or reverse-engineer any proprietary software or materials provided by Florida Tax Investors™.

Misuse of Communication Tools

• Post spam, unsolicited promotions, or misleading information on any Florida Tax Investors™ platform.

• Use automated bots, scripts, or AI-generated tools to mass-harvest data or manipulate content.

Misrepresentation & Unauthorized Use

• Falsely represent yourself as an employee, affiliate, or partner of Florida Tax Investors™.

• Impersonate another user or provide false registration information.

II. Enforcement & Consequences

If you violate this Acceptable Use Policy, Florida Tax Investors™ reserves the right to:

• Immediately terminate or suspend your account without refund.

• Block access to our services permanently.

• Report violations to law enforcement agencies, if applicable.

• Pursue legal action for damages resulting from fraudulent or malicious activities.

If you suspect a violation of this policy, report it to:

📧 [email protected] (Subject: "Policy Violation Report")

10. Shipping & Delivery Terms

Florida Tax Investors™ primarily offers digital products and online services. However, if a purchase includes a physical product (such as books, USB drives, printed materials, or other tangible items), the following shipping and delivery terms apply.

Shipping Methods & Delivery Timelines

• Orders for physical products are typically processed within 3-5 business days after payment confirmation.

• Standard shipping within the United States takes approximately 5-10 business days, while international shipping may take 10-30 business days, depending on destination and customs processing.

• We are not responsible for shipping delays caused by carriers, customs processing, natural disasters, or other unforeseen circumstances.

International Orders & Customs Fees

• Customers outside the United States may be subject to import duties, taxes, and customs fees imposed by their country.

• These charges are not included in our product prices or shipping fees and are the sole responsibility of the buyer.

• We recommend checking with your local customs office for information on applicable duties and fees before placing an order.

Order Tracking & Delivery Issues

• When available, tracking information will be provided via email upon shipment.

• If an order is lost in transit, please contact us at [email protected], and we will assist in tracking or filing a claim with the carrier.

• If a package is marked as delivered but not received, customers should first check with their local carrier or delivery service before contacting us.

Returns, Replacements, & Damaged Goods

• All sales of physical products are final unless the item arrives damaged, defective, or incorrect.

• To request a replacement for damaged or incorrect items, email [email protected] within 7 days of delivery with:

○ Your order number

○ A photo of the damaged or incorrect product

• If a replacement is approved, we will send a new item at no additional cost.

Address Errors & Failed Deliveries

• Customers are responsible for providing an accurate shipping address at checkout.

• If an order is returned due to an incorrect address or unclaimed package, the buyer may be required to pay additional shipping fees for reshipment.

• Florida Tax Investors™ is not responsible for lost orders due to incorrect shipping information entered at checkout.

By purchasing a physical product from Florida Tax Investors™, you acknowledge and agree to these Shipping & Delivery Terms.

11. No Financial or Professional Advice Disclaimer

The information provided by Florida Tax Investors™, including but not limited to articles, guides, courses, videos, tools, templates, and any other Content available through our website and services, is for educational and informational purposes only. It is not intended to be, and should not be considered, legal, tax, financial, or professional advice.

Neither Florida Tax Investors™ nor any of its representatives, instructors, or contributors are acting as attorneys, certified public accountants (CPAs), financial advisors, or any other licensed professionals. No fiduciary or advisory relationship is created through your use of this website or our services.

All Content is provided “as-is” without warranties of any kind, and any reliance on such information is at your own risk. Results from real estate investments and tax strategies can vary significantly based on individual circumstances, market conditions, and changing laws.

We strongly recommend that you consult with a qualified attorney, CPA, financial advisor, or other licensed professional before making any legal, tax, or financial decisions related to real estate investing. Additionally, real estate laws, tax regulations, and financial strategies vary by jurisdiction and may change over time, so you are responsible for ensuring compliance with

applicable laws in your area.

12. User Responsibility & Due Diligence

By using Florida Tax Investors™ services, you acknowledge and agree to the following responsibilities:

I. Independent Due Diligence

• You understand and agree that Florida Tax Investors™ provides educational and informational content only.

• It is your sole responsibility to conduct independent research before making investment, financial, or tax-related decisions.

• We do not guarantee the accuracy, completeness, or applicability of the information, tools, or resources provided.

II. Compliance with Laws

• You are responsible for ensuring compliance with all applicable laws, regulations, and tax obligations in your jurisdiction.

• Real estate laws, tax codes, and investment regulations vary by state and country—you should consult a licensed professional before taking action.

III. Risk Acknowledgment

• You acknowledge that all investments carry inherent risks, including potential financial loss.

• Florida Tax Investors™ does not assume liability for investment performance, real estate transactions, or legal outcomes resulting from user decisions.

• Past case studies, testimonials, or examples of financial success do not guarantee future results.

IV. No Reliance on Information as Professional Advice

• Our guides, tools, calculators, and content are for informational purposes only and should not be used as a substitute for professional advice.

• Users should seek guidance from a qualified attorney, CPA, or financial professional for legal, financial, or tax-related matters.

V. Account & Security Responsibilities

• You are responsible for maintaining the confidentiality of your login credentials.

• Any activity conducted through your account is your responsibility, whether authorized by you or not.

• If you suspect unauthorized access, you must notify us immediately at [email protected].

13. Calculators, Analysis Tools, and Informational Use

The calculators, spreadsheets, and analysis tools available on this website (“Tools”) are provided exclusively for informational and educational purposes. They are not intended to constitute investment, financial, legal, or tax advice, nor should they be relied upon as a substitute for professional guidance.

Florida Tax Investors™ strongly recommends that you:

I. Consult with qualified professionals—such as attorneys, CPAs, or real estate advisors—before making any investment, financial, or tax-related decisions.

II. Independently verify all calculations and outputs generated by these Tools before applying them to your personal or business circumstances.

Your use of these Tools and any related Content is at your own risk. The results and projections provided by these Tools are based on general assumptions and may not accurately reflect actual investment outcomes.

Florida Tax Investors™ is not responsible for:

• Any financial losses, investment decisions, or other actions taken in reliance on the information generated by these Tools.

• Any inaccuracies, errors, or omissions—whether due to human error, system malfunction, or incorrect data inputs.

By using these Tools, you acknowledge that real estate markets, tax laws, and financial conditions vary, and that you bear full responsibility for evaluating the accuracy and applicability of any information before making decisions.

14. Earnings and Results Disclaimer

Any statements, case studies, testimonials, or examples regarding potential earnings, return on investment (ROI), or financial success presented by Florida Tax Investors™—whether on our website, in courses, webinars, or marketing materials—are for informational and educational purposes only. They are based on specific scenarios, individual experiences, or historical data and should not be interpreted as a guarantee of future results.

Important Disclosures

• Past performance is not a guarantee of future results.

• No financial outcome is guaranteed; results depend on various factors including market conditions.

• Users are responsible for their own due diligence and should consult a licensed professional before making investment decisions.

By using our website, services, or materials, you acknowledge that Florida Tax Investors™ is not liable for any financial losses or outcomes resulting from your decisions.

15. Copyright Infringement / DMCA Policy

Florida Tax Investors™ respects the intellectual property rights of others and expects its users to do the same. If you believe that any content available on our website or services infringes upon your copyrighted work, you may submit a Digital Millennium Copyright Act (DMCA) takedown request in accordance with the following policy.

Filing a DMCA Notice (Takedown Request)

If you are a copyright owner (or an authorized agent) and believe that any material on our website infringes your copyright, please send a written DMCA notice to our Designated Copyright Agent at:

Email: [email protected]

Subject Line: "DMCA Takedown Request"

Your request must include the following information:

I. Identification of the copyrighted work that you claim has been infringed (or a list of multiple copyrighted works, if applicable).

II. Identification of the infringing material (such as a URL or specific description) so we can locate it on our website.

III. A statement that you have a good faith belief that the use of the material is not authorized by the copyright owner, its agent, or the law.

IV. A statement that the information provided is accurate and that you are the copyright owner (or authorized to act on their behalf), under penalty of perjury.

V. Your contact information, including your full name, physical address, phone number, and email address.

VI. Your electronic or physical signature.

Response and Removal

Upon receiving a valid DMCA takedown request, Florida Tax Investors™ will:

• Promptly remove or disable access to the allegedly infringing content.

• Notify the user who posted the material (if applicable) that the content has been removed due to a copyright complaint.

Filing a Counter-Notice (If You Believe a Mistake Has Been Made)

If you believe that your content was removed in error or that you have the legal right to use the material, you may submit a counter-notice to our Copyright Agent. Your counter-notice must include:

I. Identification of the removed content and its location before removal.

II. A statement under penalty of perjury that you have a good faith belief that the material was removed due to a mistake or misidentification.

III. Your contact information, including full name, address, phone number, and email.

IV. A statement consenting to the jurisdiction of the U.S. federal courts and agreeing to accept service of process from the complainant.

V. Your electronic or physical signature.

Upon receipt of a valid counter-notice, Florida Tax Investors™ may restore the removed content, unless the original complainant files a legal action seeking a court order to keep the content offline.

Repeat Infringers

Florida Tax Investors™ reserves the right to terminate access to our website or services for users who repeatedly engage in copyright infringement.

16. Third-Party Services Disclaimer

Our Services may integrate with or link to third-party websites, tools, or applications. Florida Tax Investors™ is not responsible for the policies, practices, security, or content of any third-party service. Your use of third-party services is subject to their respective terms and privacy policies.

17. Accessibility & Compliance (ADA, WCAG)

Florida Tax Investors™ is committed to ensuring accessibility for all users, including individuals with disabilities. We strive to comply with the Americans with Disabilities Act (ADA) and the Web Content Accessibility Guidelines (WCAG) to make our website and digital services as accessible as possible.

Website Accessibility Standards

We aim to meet WCAG 2.1 Level AA standards for digital accessibility. Our website is designed with user-friendly navigation, readable text, and compatibility with assistive technologies such as screen readers. We regularly review and update our content to enhance accessibility.

Limitations & Ongoing Improvements

While we strive for full compliance, some content may not yet be fully accessible due to third-party integrations or technical limitations. We are actively working to identify and address accessibility barriers.

Requesting Accommodations & Reporting Issues

If you experience difficulties accessing any content, please contact us at [email protected] with:

• A detailed description of the issue

• The page or feature affected

• Your browser, device, and assistive technology (if applicable)

We will review and address your request promptly.

Third-Party Services & External Content

Some third-party content or integrations (e.g., payment processors, external links) may not be fully accessible. While we do not control third-party platforms, we encourage vendors to prioritize accessibility and provide accessible alternatives where possible.

18. Limitation of Liability

To the fullest extent permitted by law, Florida Tax Investors™ and its suppliers shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to:

• Loss of profits, revenue, data, business opportunities, or investment returns

• Business interruption, software failures, system downtime, or service outages

• Loss of personal information, privacy breaches, or cybersecurity incidents

• Errors, delays, or inaccuracies caused by third-party software, tools, or external integrations

Maximum Liability Cap:

Our total liability for any claim, whether in contract, tort, negligence, or otherwise, shall not exceed:

• The amount you paid for our services in the last 12 months, or

• $100, whichever is greater.

Third-Party Services & Data Reliance

Florida Tax Investors™ makes no representations or warranties regarding third-party services, including:

• Payment processors

• Software integrations

• Investment data sources

• External financial or tax tools

Users acknowledge that third-party services are subject to their own terms, and we are not responsible for their availability, accuracy, security, or failures.

Data Security & Unauthorized Access

• While we implement industry-standard security measures, we cannot guarantee absolute protection against cyberattacks, hacking, or unauthorized access.

• Users assume all risks associated with online transactions, digital data storage, and account security.

Force Majeure Clause

Florida Tax Investors™ shall not be held liable for delays, service interruptions, or failures due to:

• Acts of God (natural disasters, fires, floods)

• Government actions, regulatory changes, or new tax laws

• Cyberattacks, hacking, or data breaches beyond reasonable control

• Labor strikes, network failures, server crashes, or force majeure events

Legal Compliance & Jurisdictional Limits

Some states do not allow exclusions for certain warranties or liability limitations. In such cases, our liability will be limited to the fullest extent permitted by applicable law.

19. "AS IS" and "AS AVAILABLE" Disclaimer

The Service is provided to You "AS IS" and "AS AVAILABLE" and with all faults and defects without warranty of any kind. To the maximum extent permitted under applicable law, the Company, on its own behalf and on behalf of its Affiliates and its and their respective licensors and service providers, expressly disclaims all warranties, whether express, implied, statutory or otherwise, with respect to the Service, including all implied warranties of merchantability, fitness for a particular purpose, title and non-infringement, and warranties that may arise out of course of dealing, course of performance, usage or trade practice. Without limitation to the foregoing, the Company provides no warranty or undertaking, and makes no representation of any kind that the Service will meet Your requirements, achieve any intended results, be compatible or work with any other software, applications, systems or services, operate without interruption, meet any performance or reliability standards or be error free or that any errors or defects can or will be corrected.

Without limiting the foregoing, neither the Company nor any of the company's provider makes any representation or warranty of any kind, express or implied: (i) as to the operation or availability of the Service, or the information, content, and materials or products included thereon; (ii) that the Service will be uninterrupted or error-free; (iii) as to the accuracy, reliability, or currency of any information or content provided through the Service; or (iv) that the Service, its servers, the content, or e-mails sent from or on behalf of the Company are free of viruses, scripts, trojan horses, worms, malware, timebombs or other harmful components.

Some jurisdictions do not allow the exclusion of certain types of warranties or limitations on applicable statutory rights of a consumer, so some or all of the above exclusions and limitations may not apply to You. But in such a case the exclusions and limitations set forth in this section shall be applied to the greatest extent enforceable under applicable law.

20. Governing Law, Venue & Arbitration

These Terms and Conditions shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law principles.

Legal Jurisdiction & Venue

• Any legal suit, action, or proceeding arising out of or related to these Terms shall be instituted exclusively in the state or federal courts located in Pinellas County, Florida.

• By using our Services, you waive any objections to the jurisdiction and venue of these courts and agree to submit to their exclusive jurisdiction for the resolution of any disputes.

Mandatory Arbitration Agreement

To the fullest extent permitted by law, any dispute, claim, or controversy arising out of or relating to these Terms and Conditions, including the breach, termination, enforcement, interpretation, or validity thereof, shall be resolved exclusively by binding arbitration rather than in court, except that you or Florida Tax Investors™ may assert claims in small claims court if the claims qualify.

• Arbitration Rules & Administration: Arbitration shall be conducted in accordance with the rules of the American Arbitration Association (AAA) and held in Pinellas County, Florida.

• Arbitration Costs: Each party shall bear its own arbitration costs unless otherwise ordered by the arbitrator.

• Class Action Waiver: You agree that any dispute resolution proceedings shall be conducted on an individual basis and not as a plaintiff or member of any purported class, collective, or representative action.

• Exceptions to Arbitration: This arbitration provision does not apply to claims for injunctive or equitable relief related to intellectual property, unauthorized use of our Content, or any dispute that qualifies under small claims court jurisdiction.

By using Florida Tax Investors™ services, you agree that any claims or disputes will be resolved under Florida law and in Florida courts, except as otherwise required to be resolved through arbitration as set forth above.

21. Contact Information & Legal Notices

If You have any questions about these Terms or need to provide legal notices, You may contact Us at:

Florida Tax Investors™

407 Lincoln Rd. Suite 6H-7122

Miami Beach, Florida, 33139

☎ (352) 922-3704

☎ [email protected]

22. For European Union (EU) Users

If You are a European Union consumer, you will benefit from any mandatory provisions of the law of the country in which You are resident.

23. United States Legal Compliance

You represent and warrant that (i) You are not located in a country that is subject to the United States government embargo, or that has been designated by the United States government as a "terrorist supporting" country, and (ii) You are not listed on any United States government list of prohibited or restricted parties.

24. Severability and Waiver Clause

Severability

If any provision of these Terms is found to be illegal, invalid, or unenforceable under applicable law, that provision shall be modified, limited, or interpreted as necessary to achieve its intended purpose to the maximum extent permitted by law. If modification is not possible, the provision shall be severed from these Terms, and the remaining provisions shall remain in full force and effect.

Waiver

No failure or delay by either party in exercising any right or enforcing any provision of these Terms shall be construed as a waiver of that right or provision. The waiver of any breach shall not be considered a waiver of any subsequent breach, and any waiver must be made in writing to be considered valid.

25. Entire Agreement

These Terms and Conditions, along with Our Privacy Policy, Refund Policy, and other referenced agreements, constitute the entire agreement between You and Florida Tax Investors™. They supersede any prior agreements, representations, or understandings, whether written or oral.

26. Updates to These Terms and Conditions

We reserve the right to modify, update, or replace these Terms and Conditions at any time, at our sole discretion. If a revision is material, we will make reasonable efforts to provide at least 30 days' notice before the new Terms take effect.

How We Notify Users of Changes:

• Posting the updated Terms on this page with a revised "Last Updated" date.

• Sending an email notification to registered users, if applicable.

• Displaying a notice on our website or within our services.

By continuing to use our services after updates become effective, you agree to the revised Terms. If you do not agree to the new Terms, you must stop using the website and services.

Last updated: February 18, 2025